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So, the first one and what I call their normal network is called, Regional Preferred. So this would be your teaching hospitals in the Philadelphia region.
So, Jefferson Penn, Chop, you know all the big ones that you would tend to go to in the Philadelphia region. Now, Amerihealth also sells some lesser priced plans that are part of their local value network.
You can only go to New Jersey. So as we go down the list, we can continue down to their Amerihealth Advantage series, or their tier one Advantage series.
With Amerihealth Advantage, you have to live in one of these Highland counties, and you can receive a lower premium for your plan. Now these are the small group networks, they will work exactly the same as individual. So, within Horizon Blue Cross you have what they call their Omni network, and you have what they call their Advantage network. So this is one of the guides I also make available on that link you saw here. They have their Advantage Bronze, which is new for this year, and Advantage Essentials.
You just use the network. Very simple. I was like, "Oh my gosh! That's such a blessing. You're blessed.
Like, don't feel nervous. You have support. You have family that are going to be there to help you. I'm from New Jersey, born and raised. I'm in nursing school. I work. And I have twin daughters.
So the first complication that I ran into was… I was bleeding. You never really expect to need health care until you need it. The children needed special care and I needed special care. I started, you know, being concerned, like hey you know, the bills and how's the medical care going to be?
I phoned into Horizon NJ Health. She spoke like she had children. She's been here, done that. Very nurturing, very assured in her position, in that she can provide me with what I needed. And she reassured me that everything was going to be taken care of. When I realized that I wasn't on my own with health care and medical expenses, it took so much weight off of my shoulders.
The twins now are active. They're intelligent. They're social. They are amazing. Being a single mom of twins is motivation. I have two girls. I want more for my daughters. I want to excel. I want to be a great example. I want them to look at me as, "My mom is strong. And what they can grow up to be. Medicaid does get a bad rap. Saying, you know, "You're only going to have this. I was definitely not a number.
I was a customized experience. I was shocked. So, I was like, okay, we're going to see how long this goes. Is the pediatrician going to be this great? Is the facility, the hospital going to be this great? It just kept getting better and better. Having Horizon NJ Health, you know, guide me to great doctors, great health care, great facilities, you know. That's what I'm grateful for. Transcript So there are seven children in my family. And I'm third in line. When we lost our father, I was ten.
Mom became a single mom of seven kids. She cooked every night. She never missed a holiday. Honestly, I don't know how she did everything that she did for us. My mother has Alzheimer's. My mother was very combative. And she was extremely suspicious. And that's all part of it. I had to make a decision. I put her into an assisted living facility. I saw her every day, took her outside for walks. We were told that we had two days that we had left to see anyone we loved in the facility.
And now I had to see my mother through a window. And I saw her losing hope. The only thing I knew to do was to call my mom's case worker. She said to me, "Do you want to take your mother home? But I'm afraid because I don't know how to take care of an Alzheimer's patient. Two minutes later, Megan called me. Megan told me that she would see this through all the way.
Megan told me everything I needed to do. I thought that Horizon was just, you go to the doctor, they're going to cover the expense.
You pay your copay, they're going to pay for the prescriptions.