Changes to eligibility for seniors healthcare card

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Once you and your family reach the safety net threshold for the year conditions apply , most medicines are free. Once the relevant annual threshold of out-of-pocket costs has been met, Medicare will pay up to 80 per cent of any future out-of-pocket costs for out-of-hospital Medicare services for the remainder of the calendar year.

Concession cardholders are entitled to a lower EMSN threshold. Bulk-billed doctor visits Doctors can receive higher payments from Medicare if they treat a concession cardholder, therefore some practices which do not bulk bill for a general patient may bulk bill for a concession cardholder but are not required to.

The concession is available once in a lifetime. Mail hold and redirection Australia Post provides a reduced fee for redirecting mail to a new mailing address for up to 12 months for eligible cardholders. Assessable income under the CSHC income test includes a combination of actual income and deemed income from your assets. Deemed income from assets is only from account-based income streams not from any other financial assets you own.

An account-based income stream is purchased with superannuation money, commonly known as an allocated or transition to retirement pension. While regular deeming rates are 0. If you are a couple and neither gets a pension, your joint financial assets are deemed to earn 0.

It was here that an amendment to the legislation was put forward by the Coalition and supported by the crossbench. The amendment included changes to the current Work Bonus limit to allow pensioners to earn double what they currently can without affecting their pension.

While National Seniors supports changes to income test rules , we were disappointed this has led to a delay in passing the CSHC changes. We would prefer to see the original CSHC legislation passed at the beginning of the next sitting so eligible retirees access concessions as soon as possible.

Once changes to income test rules are passed, we would like to see Labor, the Coalition, and crossbench consider our proposal to trial an opt-in income test exemption. The opt-in income test exemption would be for pensioners who want to work in the Health and Social Assistance Sector as a first step in easing labour shortages.

The latest job figures show there are more than 74, vacancies in the care sector, so there is no time to lose. The Albanese government said it wants to put the care back into aged care, and there's now a way to do it. With National Seniors, you're voice is valued. Discover how we campaign for change on your behalf. Skip to main content Skip to main navigation Get paid 3.

Commonwealth Seniors Health Card update Political machinations unfolding in the Senate have seen a delay in the extension of eligibility for the Commonwealth Seniors Health Card.

Key points The Coalition and Labor promised to change the income thresholds for eligibility for the Commonwealth Seniors Health card at the last election.

What are the changes?

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Submit Comment. Are you eligible? What is a Commonwealth Seniors Health Card? New eligibility criteria Effective from July 1 , the new Labor government has raised the income thresholds meaning that more retirees will benefit and be eligible to apply for a CSHC.

How does this effect you? Lesley Prowse on August 11, at pm. Ingenia Gardens on September 6, at am. Maria Calibo on August 27, at am. Submit a Comment Cancel reply Your email address will not be published. Search for:. Recent Posts Merry festive season! Recent Comments Cheryl Pearce on Merry festive season! Veronica Schroder on Merry festive season! Mavis Chambers on Merry festive season!

Pam on Seniors take paws for the sweetest day of the year Lise Kvist on Knitting Teddies full of love and care. Photo: Thomas Lucraft. RSM Canberra Financial Advisor Lindsay Walker said that even with these substantially increased thresholds, eligible people may be missing out.

He said people with pensions exceeding these amounts should not automatically assume ineligibility, as there are a number of mitigating factors to consider. Lindsay said depending on which defined benefit pension a person was on, they might be surprised that for the purposes of the CSHC income eligibility test, they qualified.

Lindsay said with the mounting cost of living pressures, having more retirees on the CSHC was the right move for a caring society. Yet it could make a real difference for our senior citizens as they grapple with inflation. It must have been a valuable Rolls Royce for him to be able to swap it for an EV. Sam, No that's completely incorrect. Just like every other issue around pollution, the should be… View. Ask a company… View. Shane Jasprizza It applies to all View.

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